Kila shilingi ina mwenyeweEvery shilling has an owner

Everyone says they paid. Now you can see who did.

FundCollect keeps the book for any group that collects money. Every payment lands on the right name and the right month, and anyone can see where things stand without asking the treasurer.

Umoja Women’s Group

Oct · 4 of 6 paid · Ksh 8,500 behind

Waiting for this month’s payments
MemberAugSepOct
Wanjiku KamauM-001
Achieng OtienoM-002 · Ksh 8,000 behind✕✕✕
Fatuma HassanM-003W
Njeri MwangiM-004 · Ksh 500 behind1.5K
Akinyi OdhiamboM-005
Mwende MusyokaM-006
  • Paid
  • 1KPart paid (amount)
  • ✕Overdue
  • WWaived

What you get

Collecting the money was never the hard part. Keeping track of it was.

01

Payments that find their owner

Record a payment, or import the group's M-Pesa statement, and each one lands on the member's name against the oldest month they owe. Nobody works it out by hand.

02

A statement nobody argues with

Each member opens their own statement from a link: what they paid, what it covered and what is still owed. No account to create, no screenshots to forward.

03

Two people for every shilling out

A payout or a loan is asked for by one official and approved by another. Nobody spends the group's money alone, and everybody can see that nobody did.

The merry-go-round

The pot goes round, and everyone can see whose turn it is.

Every member pays their share into the pot, and it goes to the next member in the rotation. The group can see who has paid in, who has had the pot and who is next. Reorder the rotation or draw lots, and the payout still needs a second official.

Wanjiku · has had the potWaWanjikuAchieng · has had the potAcAchiengFatuma · has had the potFaFatumaNjeri · has had the potNjNjeriAkinyiAkAkinyiMwendeMwMwendeZawadiZaZawadiAtienoAtAtienoMuthoniMuMuthoniNafulaNaNafulaChebetChChebetWairimuWaWairimuKsh 00 of 12 paid in
  • Paid this month
  • Has had the pot
  • This month’s turn

On the treasurer’s phone

The meeting starts from the record.

Not an exercise book, not a WhatsApp thread of screenshots. Every contribution, fine, loan and payout, with who recorded it and when.

Who has paid, month by month
The register, with arrears worked out to the shilling and late fines added on the day they fall due.
Welfare and loans, each in its own fund
Loans repaid out of members' contributions, guarantors where the group wants them, and the interest shared out at year end.
Reminders that send themselves
A text before the due date, and a receipt for every payment.
A file for the AGM
Every list and report as a spreadsheet, ready for the auditor.

Raising for something bigger

A harambee is won a round at a time.

Split the target into rounds and you know which ones you hit, which you missed and by how much, while there is still time to act. Every gift is recorded against its round, and a public page shows how far you have come.

Start a drive
One progress bar
0%
The same 34%, in ten rounds
  • Met its target
  • Closed short
  • Still open

You hit rounds one to three, missed the fourth by 40,000, and the fifth is tracking at the fourth’s rate, with five rounds left to do something about it.

One group, or every group you keep the books for.

A treasurer who looks after several chamas signs in once and moves between them. Each group sees only its own members and its own money.

Start with this month’s contributions.

Add your members and what each one pays. By the due date you will know who has paid, and so will they.